Best TD Bank Credit Cards In Canada

1. TD Cash Back Visa Infinite

Earn 3% cash back on groceries, gas, and recurring bill payments; and 1% cash back on all other purchases.

Annual fee: $139.

Welcome bonus: Earn 10% cash back on all purchases for the first 3 months up to a total spend of $2,000.

2. TD Aeroplan Visa Infinite

Earn 1.5 Aeroplan points per dollar on all purchases.

Annual fee: $120.

Welcome bonus: Earn up to 60,000 Aeroplan points after spending $3,000 in the first 3 months.

3. TD First Class Travel Visa Infinite

Earn 2 Aeroplan points per dollar on travel purchases; 1.5 Aeroplan points per dollar on gas and groceries; and 1 Aeroplan point per dollar on all other purchases.

Annual fee: $150.

Welcome bonus: Earn up to 100,000 Aeroplan points after spending $5,000 in the first 3 months.

4. TD Platinum Travel Visa Card

Earn 1 TD Rewards point per dollar on all purchases.

Annual fee: $99 (waived first year).

Welcome bonus: Earn up to $100 cash back after spending $500 in the first 2 months.

5. TD Cash Back Visa Card

Earn 1% cash back on all purchases.

Annual fee: $0.

Welcome bonus: Earn up to $100 cash back after spending $500 in the first 2 months.

FAQ

What are the benefits of having a TD Bank credit card?

There are many benefits to having a TD Bank credit card, including:

Rewards: Many TD Bank credit cards offer rewards programs, such as cash back or points that can be redeemed for travel, merchandise, or other items.

Building credit: Using a TD Bank credit card responsibly can help you build your credit score, which can make it easier to get loans and other forms of credit in the future.

Convenience: TD Bank credit cards can be used anywhere that accepts credit cards.

Security: TD Bank offers a variety of security features to protect your account, such as fraud protection and purchase protection.

Access to exclusive benefits: TD Bank credit cardholders may be eligible for exclusive benefits, such as discounts on travel or merchandise.

What different kinds of credit cards does TD Bank offer?

Each credit card that TD Bank offers has a unique mix of features and advantages. The following are some of the most well-liked TD Bank credit card categories:

Cash back cards: Cash back cards offer you a percentage of your spending back in cash rewards.

Travel rewards cards: Travel rewards cards offer you points or miles that can be redeemed for travel expenses.

Balance transfer cards: Balance transfer cards offer a low introductory interest rate for balance transfers.

Rewards cards: Rewards cards offer you points or miles that can be redeemed for a variety of rewards, such as merchandise, gift cards, or travel.

Student credit cards: Student credit cards are designed for students who are just starting to build their credit history.

How do I choose the right TD Bank credit card for me?

There are a few things to consider when choosing the right TD Bank credit card for you, including:

Your shopping preferences: What sort of purchases do you usually make?

Your budget: How much can you afford to spend each month on credit card payments?

Your goals: What are you hoping to achieve with your credit card?

Your credit score: What is your credit score?

The features and benefits of the card: What features and benefits are important to you?

How can I get a credit card from TD Bank?

You can apply for a TD Bank credit card online, by phone, or in person at a TD Bank branch. When you apply for a credit card, you will need to provide your personal information, such as your name, address, and income. Additionally, you must give your credit score.

How can I start using my credit card from TD Bank?

Once you have been approved for a TD Bank credit card, you will need to activate it. You can activate your TD Bank credit card online, by phone, or by mail.

How do I make a payment on my TD Bank credit card?

You can make a payment on your TD Bank credit card online, by phone, by mail, or in person at a TD Bank branch.

What is a credit limit?

The largest sum of money you are permitted to borrow with your credit card is your credit limit.

What is a grace period?

The grace period is the amount of time you have to pay your credit card bill in full without being charged interest.

What is a balance transfer?

One way to transfer debt from one credit card to another is through a balance transfer. You may be able to save money on interest by transferring a balance because they often have a low introductory interest rate.

What is a cash advance?

A cash advance is a credit card loan that you take out. Cash advances should only be utilized seldom since they frequently contain hefty interest rates and expenses.

How can I file a lost or stolen credit card report with TD Bank?

If you lose or have your TD Bank credit card stolen, you should report it immediately to TD Bank. You can report your lost or stolen credit card online, by phone, or in person at a TD Bank branch.

How do I dispute a charge on my TD Bank credit card?

If you see a charge on your TD Bank credit card that you did not make, you should dispute it. You can dispute a charge online, by phone, or in person at a TD Bank branch.

What are the interest rates on TD Bank credit cards?

The interest rates on TD Bank credit cards vary depending on the card. Some cards have a low introductory interest rate, which can help you save money on interest if you pay your balance in full each month. Other cards have a higher interest rate, which can make it more expensive to carry a balance.

How can I improve my credit score with a TD Bank credit card?

There are a few things you can do to improve your credit score with a TD Bank credit card, including:

Pay your bill on time each month: This is the most important factor in determining your credit score.

Keep your credit usage low: The amount of credit you are currently utilizing represents your credit utilization. Aim to keep your credit utilization below 30%.

Don't apply for too many credit cards too quickly: Applying for too many credit cards in a short period of time can hurt your credit score.

In the event that you discover any inaccuracies on your credit report, you should promptly dispute them.

What are the rewards programs offered by TD Bank credit cards?

TD Bank offers a variety of rewards programs for its credit cards, such as cash back, travel rewards, and points. The rewards program that is right for you will depend on your spending habits and goals.

How do I redeem my rewards from my TD Bank credit card?

You can redeem your rewards from your TD Bank credit card in a variety of ways, such as statement credits, travel, merchandise, or gift cards. The redemption method that is right for you will depend on your needs.

How can I get help with my TD Bank credit card?

If you need help with your TD Bank credit card, you can contact TD Bank customer service. You can contact customer service online, by phone, or in person at a TD Bank branch.

What are the security features offered by TD Bank credit cards?

TD Bank offers a variety of security features to protect your credit card account, such as fraud protection and purchase protection. Fraud protection can help you if your card is lost or stolen, and purchase protection can help you if you buy something that turns out to be defective.

What are the terms and conditions of TD Bank credit cards?

The terms and conditions of TD Bank credit cards are the rules that govern your account. These terms and conditions will include information about your credit limit, interest rates, fees, and rewards program. You can find the terms and conditions of your TD Bank credit card online or in your credit card agreement.

Best TD Bank Credit Cards In Canada

TD Bank credit cardholders may be eligible for exclusive benefits, such as discounts on travel or merchandise.

8/17/20235 min read